OUR APPROACH
Your financial life, considered as a whole.
Retirement, investments, taxes, estate planning, risk management, and cash flow affect one another. We consider all six when building your plan and revisit them as your life changes.
THE PLAN
Six areas of a Lifeway plan
Each area is handled by people who work on it every day, and all six are read together rather than in isolation.
01
Retirement and Financial Independence
Know when you can retire, how much income you need, and how to preserve savings.
02
Investment Management
Follow a disciplined investment strategy based on your goals, timeline, and your comfort with risk.
03
Tax Planning
Plan throughout the year to identify opportunities and avoid surprises before the tax season arrives.
04
Estate Planning
Keep your estate documents and beneficiary choices current and consistent with your wishes and plans.
05
Risk Management
Review your insurance and identify gaps that could put your finances and family at risk.
06
Cash Flow and Net Worth
Bring your accounts, income, spending, assets, and debts into a clear and complete financial picture.
Our planning process
A clear process for building, implementing, and maintaining your plan.
Initial Meeting
About one hour
We talk about why you reached out, the questions you want answered, and the kind of help you need. There is no cost or obligation.
Discover and Design
Discovery usually begins in the first week
We collect and organize your financial information, discuss your goals, address immediate concerns, and develop your initial financial plan.
Implement and Execute
Initial design and implementation typically in the first month
We help put the plan in place and work through the account changes, strategies, and decisions involved.
Ongoing Planning
Quarterly follow-through, annual review
We meet two or three times each year, revisit your goals annually, and adjust the plan when your life or circumstances change.
Timing is indicative and varies with your situation, the information available, and the decisions in front of you.
Download the Planning Journey (PDF)
Download the Planning Journey (SVG)
Trust, Expertise, and High Touch are what make the four steps work. Independent advice, a credentialed team, and a relationship that stays close through the year.
What the relationship looks like
A steady cadence.
After the plan is built, the work settles into a rhythm. You hear from us first, you talk with people who already know your situation, and you are never left wondering what comes next.
Proactive Communication
We reach out first. All meetings and communications through the year are included, so staying in touch never depends on you remembering to ask.
Scheduled Reviews
We meet two to three times a year during set months for structured review and analysis, with the same people who know the details of your plan.
Annual Rediscovery
Each year we revisit your life and goals, not only your portfolio, and re-align the plan around what has actually changed.
Let's start with a conversation.
Tell us what is on your mind. We will listen, answer what we can, and help you decide whether Lifeway is the right fit.